About Sterling Margin

Larger companies have finance teams to check every contract. Independent businesses have the owner, who has a business to run. We do the checking for them.

Small increases on every bill add up to real money.

Why we exist

Independent businesses in America are built on growth: a busier season, a bigger team, another location. Owners rightly spend their time on what moves the business forward.

The costs that come with growth get less attention. Card fees rise with every sale, contracts renew themselves, introductory rates quietly end, and new charges appear on bills few people have time to read. None of it is dramatic, which is exactly why it goes unnoticed.

Sterling Margin gives independent businesses the kind of cost review larger companies take for granted, and is paid only when it saves them money.

Retail operations experience and legal training, applied to your bills.

The experience behind every review

Sterling Margin is built on more than five years of hands-on retail operations, from the sales floor to running the business day to day. We know how independent stores actually run, and where their costs hide.

Our reviews are backed by legal training, including a degree in Law with Business Law, so contracts get read as closely as the numbers: notice periods, automatic renewals and early termination fees included.

It started with a family business. Going through its bills line by line turned up about £8,000 a year, over $10,000, that didn’t need to be spent. Every client gets the same line-by-line approach.

We recommend. You decide.

How we work

  • Paid only by you

    We take no commissions from providers. Our only fee is a share of what we save you, so our interests are the same as yours.

  • Your decision, every time

    Nothing changes with your providers, your equipment or your contracts without your sign-off.

  • Plain English

    No jargon and no long reports. You’ll know what you pay, what you should pay and what we’d do about it.

  • Confidential

    Your bills and statements are used only for your review and are never shared without your permission.

Why “Sterling”

For centuries, silver has been tested before it’s sold, and pieces that meet the standard are stamped with a hallmark. That’s how “sterling” came to mean something proven.

Our logo is a hallmark for the same reason. Every saving we report is checked against your bills before we call it a saving.

No savings, no fee.

The review is free and there’s nothing to pay upfront. Send us a few recent bills and we’ll show you exactly what you could save.